1. Definitions

• Company refers to [Your Company Name], registered at [Your Address].

• Website refers to [Your Website URL].

• User/You refers to any person who accesses or uses our services.

2. Use of Services

• You must be at least [minimum age] years old to use our services.

• You agree not to use our services for any unlawful or prohibited activities.

• We reserve the right to suspend or terminate your access if you violate these terms.

3. Intellectual Property Rights

• All content, trademarks, logos, and materials on this website are owned by [Your Company Name].

• You may not reproduce, distribute, or modify any part of our content without our written consent.

4. User Responsibilities

• You are responsible for ensuring that any information you provide is accurate and up to date.

• You must keep your account details confidential and notify us immediately of any unauthorized use.

5. Payment & Refund Policy

• Payments must be made as per the agreed terms.

• Refunds are subject to our refund policy, which can be found [link to refund policy].

6. Limitation of Liability

• We are not responsible for any indirect, incidental, or consequential damages arising from the use of our services.

• Our total liability under any circumstances shall not exceed the amount paid by you for our services.

7. Termination

• We reserve the right to terminate or suspend your access to our services at our discretion without prior notice if you violate these terms.

8. Governing Law

• These terms shall be governed by and interpreted in accordance with the laws of [Your Jurisdiction].

• Any disputes shall be resolved in the courts of [Your Jurisdiction].

9. Changes to Terms

• We may update these Terms and Conditions from time to time. The latest version will always be available on our website.

• Your continued use of our services after changes are posted constitutes your acceptance of the revised terms.